DEBT SWAP FOR CIVIL SERVANTS IS COMING – MUNDUBILE.

KITWE – Brian Mundubile, the aspiring presidential candidate for the National Reconciliation Party for Unity and Prosperity (NRPUP), has unveiled a significant policy proposal aimed at alleviating the financial burden on Zambia's civil servants. Speaking to an enthusiastic audience in Kitwe on Saturday, June 13, 2026, Mundubile pledged that his administration, if elected, would introduce a comprehensive debt swap program for government employees. Mundubile's announcement comes amidst growing concerns over the high indebtedness among civil servants, many of whom are reportedly struggling with multiple loans and deductions that significantly reduce their net take-home pay. He articulated that the proposed debt swap would be a crucial intervention to restore economic dignity and improve the living standards of those dedicated to public service. “Our civil servants are the backbone of this nation, yet many find themselves trapped in a cycle of debt, unable to adequately provide for their families,” Mundubile stated, emphasizing the urgency of addressing this issue. The NRPUP leader elaborated that the debt swap initiative would involve the government taking over a portion of civil servants' outstanding debts, particularly those owed to commercial banks and microfinance institutions. In return, the government would restructure these obligations, potentially offering more favourable repayment terms or even writing off certain amounts, depending on the specifics of the program. This, he argued, would free up disposable income, stimulate local economies, and boost morale within the public sector. The promise resonates deeply within a country where consumer debt, often driven by rising living costs and easy access to credit, has become a pervasive challenge. For many Zambian civil servants, salary advances and personal loans have become a common coping mechanism, frequently leading to a situation where a substantial portion of their monthly earnings is committed to debt s