Money Laundering Reporting Officer (MLRO)

\r\n\r\nKey Accountabilities\r\n\r\nFinancial Crime Risk Management\r\n\r\n\r\n\r\n\u2022 Ensure robust KYC\/CDD\/EDD standards aligned to Absa Group and Zambian regulatory expectations\r\nBanking\r\n\u2022 Maintain risk-based customer segmentation and monitoring frameworks\r\n\r\n\u2022 Oversee effective AML transaction monitoring systems, including thresholds and alert optimization\r\n\r\n\u2022 Ensure timely STR\/SAR reporting to the Financial Intelligence Centre (FIC)\r\n\r\nSanctions & Screening\r\n\r\n\u2022 Implement and oversee sanctions and PIP screening controls\r\n\r\n\u2022 Identify and remediate system or process weaknesses\r\n\r\n\r\n\r\n\u2022 Ensure compliance with global sanctions regimes and local regulatory directives\r\nNetworking events platform\r\nAML Systems & Reporting\r\n\r\n\u2022 Own and manage the AML transaction monitoring system\r\n\r\n\u2022 Ensure effective MIS reporting to Country, Regional, and Group stakeholders\r\n\r\n\u2022 Produce MLRO Periodic Reports, KRIs\/KROs, and regulatory submissions\r\n\r\nPolicy & Governance\r\n\r\n\u2022 Maintain and update country-level financial crime policies and standards\r\n\r\n\r\n\r\n\u2022 Conduct gap analysis and implementation tracking for new\/revised policies\r\nBusiness & Corporate Law\r\n\u2022 Ensure timely escalation of policy breaches\r\n\r\n\u2022 Lead regulatory engagement support (especially with FIC Zambia and BoZ)\r\n\r\nAnti-Bribery and Corruption (ABC)\r\n\r\n\u2022 Manage the ABC framework in line with Group requirements\r\n\r\n\u2022 Ensure all incidents are identified, escalated, investigated, and remediated\r\n\r\n\u2022 Drive awareness of reporting channels across employees, third parties, and customers\r\n\r\n\r\n\r\nTraining & Advisory\r\nCredit & Lending\r\n\u2022 Act as SME for AML, Sanctions, KYC, and ABC\r\n\r\n\u2022 Deliver formal training and awareness programs across the bank\r\n\r\n\u2022 Provide advisory support to business units on compliance matters\r\n\r\nTe