Group Treasurer

The Group Head: Treasury is responsible for defining and executing the Group’s Treasury strategy, with a primary focus on asset and liability management (ALM), liquidity optimisation, funding, and balance sheet management across all operating markets. The role ensures the effective management of the Group’s cash flows, interest rate and liquidity risks, and funding structure, while supporting sustainable growth, profitability, and regulatory compliance. It plays a critical role in safeguarding the financial stability of the Group and optimising the balance sheet to deliver improved returns. Key Responsibilities: 1. Treasury Strategy & Balance Sheet Management • Develop and implement the Group Treasury and ALM strategy • Optimise the Group balance sheet, including asset mix, liability structure, and funding profile • Align Treasury strategy with overall Group financial and growth objectives 2. Asset & Liability Management (ALM) • Lead the Group ALM framework across all subsidiaries • Manage interest rate risk in the banking book • Oversee structural balance sheet positioning, including duration & repricing gaps • Support pricing frameworks for assets and liabilities in collaboration with Finance and Business units 3. Liquidity & Cash Flow Management • Ensure effective management of Group-wide liquidity and cash flows • Oversee liquidity buffers, stress testing, and contingency funding plans • Monitor intra-group liquidity and optimise utilisation of funds across markets • Ensure compliance with liquidity ratios and regulatory requirements (e.g. LCR, NSFR where applicable) 4. Funding & Capital Markets • Develop and execute Group funding strategy, including: Wholesale funding Interbank funding Capital market issuances (where applicable) • Manage relationships with funding counterparties and investors • Support optimisation of cost of funds across the Group 5. Treasury Risk Management • Oversee management of: Interest rate risk Liquidity risk Foreign exchange risk • Ens