Manager – GRZ & Public Sector – Commercial Department

ZSIC General Insurance Limited is a leading provider of customer-centric general insurance solutions, committed to excellence, integrity, and strong corporate governance. As an equal opportunity employer and a proud member of the IDC Group of Companies, we continue to build a high-performance culture driven by professionalism, innovation, and excellent service. We are therefore inviting applications from suitably qualified, experienced, and results-driven professionals to fill the following position: MANAGER – GRZ & PUBLIC SECTOR – COMMERCIAL DEPARTMENT Reporting to: Chief Commercial Officer JOB PURPOSE To support GRZ and Public Sector underwriting by evaluating and managing insurance risks, ensuring profitability, compliance, and effective risk mitigation for ZSIC-GI’s clients. KEY RESPONSIBILITIES 1. Risk Assessment and Underwriting Evaluate and underwrite insurance proposals for GRZ and public sector clients, ensuring adherence to ZSIC-GI’s underwriting guidelines. Assess client risk exposures and determine appropriate coverage, limits, and premium rates. Recommend modifications or exclusions to mitigate potential underwriting risks. 2. Portfolio Management Monitor the performance of the GRZ and public sector portfolio to ensure profitability and low claim ratios. Identify emerging risks and provide strategies to optimize risk-adjusted returns. Prepare regular reports on portfolio performance for management review. 3. Compliance and Regulatory Adherence Ensure all underwriting activities comply with relevant insurance regulations, ZSIC policies, and corporate governance requirements. Maintain accurate records of underwriting decisions, client documentation, and policy endorsements. 4. Policy and Portfolio Management Prepare, review, and issue corporate insurance policies and endorsements. Monitor and manage the corporate portfolio to ensure profitability and sustainability. Identify and mitigate potential risks that could impact claims experience or company expos